Gold tops savings options for investors: Rolex watches and US Treasury Bills compete

Gold remains the most reliable option for saving and growing money. Over the past five years, it gave an average annual return of 13% after adjusting for inflation. Experts say gold’s stability makes it the preferred choice for cautious investors.

Rolex watches ranked second in the study. Prices for these luxury watches rose every year from 2021 to 2025 without falling once. This consistency has made Rolex watches a popular alternative to traditional investments. While they do not earn as much as gold in terms of returns, they provide a safe way to preserve wealth and are easy to sell when needed.

Among government securities, US Treasury Bills performed best. They returned an average of 3.4% per year and had very small price swings. Other bonds performed moderately: UK Gilts returned 4.2%, Canada Government of Canada Bonds 3.6%, Japan JGBs 2.6%, and Italy BTPS 2.2%. These bonds are considered low-risk and are suitable for investors looking to protect their money rather than chase high returns.

Bitcoin had an average real return of 58.01%, far higher than gold or Rolex watches. However, its value fluctuates widely, making it a risky option. The study gave Bitcoin a lower overall score as a savings asset, despite high profits, because it is less predictable.

Gold is best for stable, long-term growth. Rolex watches are reliable for those who want physical, valuable assets. Government bonds offer safety with modest returns. Cryptocurrencies may give high profits but carry high risk. A mix of these options can help investors balance growth and safety.